Why should you choose Century Bank for a business loan? Because, whether your business is small, large or anything in between, we're here to help! Business loans can be intimidating, but our experienced lenders know how to tailor your needs to the right type of business loan. Our lenders work and live in your communities and are available face-to-face or with a phone call to answer your questions.*

Yes, I’d like a Century Bank Commercial Banker to contact me!

Century Bank's Commercial Bankers have deep tenure and experience in assisting New Mexico's businesses thrive and grow. Local decision makers understand our local community.

Meet Our Commercial Bankers

Business Loans*

Century Bank works with businesses of all sizes, including not-for-profit, to help facilitate your growth and success. Century Bank's local Commercial Lenders understand your business needs. How can we help?

Working capital
Equipment, vehicle, and tenant improvement
Acquisition and expansion
Real estate purchase and refinance
Apartment financing
Commercial land purchase
Development loans
Commercial construction loans

Century Bank offers a wide variety of business loan options for your needs including installment loans, lines of credit or letters of credit.

SBA and Government Enhanced Loans*

Century Bank has expertise in working with a number of government entities to assist small businesses succeed in our communities. We offer a variety of loans for all your business needs, including working capital lines of credit, permanent working capital, business expansion and acquisition, fixed asset purchases, and owner occupied real estate. Your success is our business!

Small Business Administration (SBA) Loans

The U.S. SBA has delivered millions of loans, loan guarantees, contracts, counseling sessions and other forms of assistance to small businesses. They provide assistance primarily through four programmatic functions: Access to capital, entrepreneurial development, government contracting, and advocacy.

SBA Loan Programs include:

7A Program
SBA Express
SBA Veterans Initiative
SBA Small Loan Advantage
SBA Export Express

Federal Home Loan Bank (FHLB) Small Business Boost Program (SBB)

Small Business Boost Program (SBB) is a community investment program offered by FHLB intended to help participating members provide financing for qualified small businesses by filling the gap between what the member can finance and the loan request made by an eligible small business. For example, SBB can fill the financial gap when the small business does not have the required equity or collateral to get their loan request fully funded by the member.

SBB funds are provided as a secondary, unsecured loan that fill this gap for the small business borrower. There are no repayments of the SBB loan in year one which helps improve initial cash flow for the small business.